Protecting what's
rightfully yours.

JustClaims was founded by Chris Himes and Scot Chisholm. Chris had his own battle with wrongfully denied commercial claims before an expert advocate stepped in and fought for a fair outcome. Scot experienced something similar when fire struck his San Diego home. Both saw firsthand how the claims process fails property owners, and how much difference the right advocate makes. They built JustClaims to give every property owner access to that same firepower. Prior to JustClaims, Scot founded Classy and led it as CEO for over ten years. Chris served on the Board of Classy, then joined the company as COO, eventually taking over as CEO in 2021. Classy was acquired by GoFundMe in 2022.

JustClaims is a tech-powered public adjusting firm that represents property owners in insurance claims. When damage strikes, we handle everything — documentation, negotiations, and carrier communication — so you get paid fairly and fast. We combine licensed public adjusters with AI-powered analysis to build stronger cases and recover more. We work exclusively for policyholders. Never for carriers. We don't get paid unless you win.

We're currently headquartered in Denver, CO and Dallas, TX, with active operations in Colorado, Texas, Illinois, and Minnesota. We're expanding rapidly through Hail Alley states — Colorado, Texas, Oklahoma, and Kansas — and into Florida. If you're outside our current markets, reach out and we'll let you know when we're available in your area.

JustClaims is guided by a board and group of advisors who have built, scaled, and led category-defining companies, including leaders from inside the insurance industry itself. Scott Stephenson is the founder of SGS Capital and the former Chairman and CEO of Verisk Analytics, a leading data and analytics company that insurers themselves rely on to assess risk and value claims. Howard Deshong is managing partner of Galileo Partners, a Los Angeles investment firm, and serves on boards including the Annenberg Foundation Trust at Sunnylands. Adam Carr is Chief Revenue Officer of Apollo.io and the former CRO of Miro. They sit alongside our co-founders, Chris Himes and Scot Chisholm, who also have a track record of building and scaling companies.

Yes. We specialize in complex commercial claims including multi-million dollar recoveries for apartment complexes, retail centers, office buildings, and real estate portfolios. We also analyze commercial policies to identify coverage gaps before damage happens. Commercial claims often leave significant money on the table — our team pays for itself many times over.

Absolutely. We work with homeowners every day. Whether it's hail damage on your roof, a denied water claim, or a fire loss, we fight for residential property owners the same way we fight for commercial clients. Zero upfront cost. You only pay if we recover money for you.

You pay nothing. JustClaims works on contingency — our fee is a percentage of whatever we recover for you. If we don't win, you don't owe us a cent. Our incentives are completely aligned with yours. We only get paid when you do.

A public adjuster is a licensed professional who represents you — not the insurance company — during a property damage claim. Insurance companies have their own adjusters working to minimize what they pay out. A public adjuster works exclusively for the policyholder, handling documentation, negotiation, and carrier communication to make sure you get the full value of your claim. Think of it like having a lawyer, but for your insurance claim.

Zero upfront. We work on contingency — you only pay if we win. Depending on the claim type, we charge either a low flat fee or a percentage of the settlement value. Our average is around 10%, which is on the low end of industry standard. Most clients find the increase in their settlement more than covers our fee.

When you and your insurance company can't agree on the value of a claim — not whether it's covered, but how much it's worth — either party can invoke the appraisal clause in your policy. Each side hires their own independent appraiser to assess the damage. If they can't agree, a neutral umpire makes the final call. Appraisal typically resolves in 30 to 60 days versus 6 to 12 months for litigation, costs far less, and usually results in significantly higher payouts than the carrier's initial offer. JustClaims handles both claims and appraisals.