Denver sits in Hail Alley, one of the most storm-battered corridors in the country. When the carrier underpays, delays or denies your hail, storm, wind, or wildfire smoke claim, our public adjusters step in. We specialize in commercial property in the Denver area and work directly with the carrier to get you what's rightfully owed.
No upfront cost. We only get paid when you recover.
Help with both commercial & homeowner claims.
Decades of public adjusting experience in Denver.
We only get paid when you do.
Tell us about your property and damage. We'll review at no cost.
No upfront cost. We only get paid if you recover. Licensed Colorado public adjusters.
Their insurer offered just $71,000 for widespread hail damage across 26 buildings. Taylor took over the claim and recovered $2.3 million for the association, more than 30x the original offer.
This 226-unit, 12-building complex brought Taylor in at the very start after a 2-inch hail storm, the right move on complex commercial claims. The result was a $2.2 million settlement in just five months.
By engaging Taylor early in the claim process, this 15-building condo community secured a $760,000 recovery for hail storm damage.
Using an actual Denver hail claim that went from $28,000 to $320,000 once JustClaims got involved.
First you tell us about your property and the damage. In this example, a spring hailstorm shredded the roof on a commercial building and the carrier offered just $28,000. We reviewed the policy and damage at no cost and found everything they missed. It didn't take long.
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Next we assign a dedicated public adjuster who is an expert in Denver claims. In this case, our lead public adjuster, Taylor, documented the full roof damage, priced the real replacement and negotiated with the carrier. The owner slept easier at night knowing we were quarterbacking.
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Last, we drive your claim to resolution. This owner went from a $28,000 carrier offer to a $320,000 recovery, enough to fully replace the roof. There was no upfront cost. We only get paid if we recover money for you. Simple, fast, win-win.
Start your free claim review →From commercial buildings to homes, hail and storm to fire and smoke, we cover the full range of Denver insurance claims, including dedicated homeowner insurance claim help.
Flat-roof systems, HVAC, and large-hail losses on office, retail, industrial, and multi-family buildings across the Denver metro and Tech Center corridor. As a commercial public adjuster in Denver, we manage the entire commercial insurance claim, start to finish.
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Master policy vs. unit-owner coverage overlap in communities like Cherry Creek, Highlands Ranch, and Central Park. We sort out who pays for what so nothing falls through the gap.
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Roof, siding, window, and exterior damage from Denver's frequent hail cycles. The most common, and most underpaid, claim type on the Front Range.
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Wind-driven roof damage, exterior structures, fences, detached garages, and storm-related losses throughout the Denver metro.
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Roof leaks, interior water intrusion, ice dam damage, and freeze-thaw losses, a major issue for Colorado's harsh winters and altitude temperature swings.
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Burst pipes and freeze events cause hidden damage carriers love to underpay.
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Licensed public adjusters experienced with Denver-area claims
Deep familiarity with Denver Building Code and IBC replacement standards
We specialize in commercial buildings with complex policies
We work exclusively for policyholders, never for insurance companies
HOA master policy vs. unit-owner coverage experience
Denver faces hail, wind, and wildfire smoke more than almost anywhere in the country. The more routine these losses get, the more carriers lean on volume to underpay them. Documentation is what changes that.
Denver's hail season runs roughly May through September, and the I-25 and I-70 corridors sit in one of the most hail-active zones in the country. Repeated cycles leave roofs with accumulated damage that carriers often dismiss as old or cosmetic rather than storm related. Documenting which damage is hail, and which is wear, is where claims are won or lost.
Properties near the Jefferson County foothills, western Aurora, and the wildland-urban interface face smoke and ash exposure even when flames never reach the building. Smoke infiltration and soot residue are real, often covered losses, and they are frequently overlooked on the carrier's first pass because the structure looks untouched.
Strong downslope Chinook winds off the Rockies can lift shingles, tear at exteriors, and drive debris across Denver's western suburbs. Because wind damage is less obvious than a caved roof, it is easy for a carrier to understate without a fully documented scope of the loss.
The carrier's playbook on Denver claims is to pay less than you're owed, drag out the timeline, or deny the claim outright. We have decades of experience and fight all three.
The carrier pays, but far less than the damage actually costs to repair. We document the full scope and push the settlement to where it should be.
Learn more →Weeks turn into months while the carrier stalls and buries you in requests. We take over the process, request a case reassignment to restart the clock, and hold them to deadlines.
Learn more →The carrier says no. A denial is not the end. We reopen the claim, re-document what was missed, and fight to overturn it.
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Office Buildings
Retail & Restaurants
Industrial & Warehouse
Hospitality & Lodging
Healthcare Facilities
Multi-Family
Religious & Community
REITs & Funds
Free review. Denver experts. No upfront cost.
Colorado law gives property owners more leverage than most carriers let on. Here is the background that matters for a Denver claim. This is general information, not legal advice.
Anyone working your Denver claim as a public adjuster must be licensed by the Colorado Division of Insurance. That licensing is a consumer protection: you can verify any adjuster before you sign. JustClaims is a licensed Colorado public adjuster representing Denver property owners.
When a Denver hail or storm claim stalls over the amount of a loss, your policy likely has an answer. Most Colorado property policies include an appraisal clause that lets either side invoke an independent appraisal, often faster and cheaper than litigation. See how the Colorado appraisal clause process works.
If a carrier drags out or lowballs your Denver claim, Colorado law is on your side. Insurers are required to handle claims fairly and on a reasonable timeline, and unreasonable delay or underpayment can carry consequences. We hold them to it.
A low offer on a Denver claim is not something to sit on. Colorado limits how long you have to dispute a property claim, often governed by your policy's "suit against us" clause and state law. The sooner you act, the more options you keep.
JustClaims provides public adjusting services, not legal advice. For legal questions, consult a licensed Colorado attorney.
Contractors are some of our best partners. We quarterback the claim, keep you in the loop, and never cut you out. Our proprietary technology gives you status updates so we're always in synch.
Residential and commercial roofers, storm-restoration crews, and flat-roof and metal-roof specialists across the Denver metro.
Water mitigation, fire and smoke restoration, mold remediation, and disaster recovery firms.
Commercial builders, multi-family and property renovation firms, and large-loss rebuild specialists.
Our Denver team is local. We handle claims across Denver, Aurora, Lakewood, Thornton, Arvada, Westminster, Centennial, Englewood, Highlands Ranch, Parker, Castle Rock, Broomfield, Longmont, Littleton, Greenwood Village, and Cherry Hills Village, spanning Jefferson, Arapahoe, Adams, Douglas, and Boulder counties.
That includes core Denver ZIP codes such as 80202 (Downtown), 80203 (Capitol Hill), 80206 (Cherry Creek), 80209 (Washington Park), and 80230 (Central Park), along with 80012 and 80014 (Aurora), 80228 (Lakewood), and 80401 (Golden).
Taylor Bezek has built the vast majority of his public adjusting career in Colorado. He lived in Denver for 11 years, started his public adjusting career there, and has personally worked close to 1,500 Colorado claims across residential, commercial, and large-loss property damage, supported by a strong professional network throughout the region. Taylor holds a Master's in International Security with a Certificate in Homeland Security from the University of Denver. As General Manager at JustClaims, he pairs that deep local experience with a tech-forward approach, using AI to improve speed, clarity, and outcomes for policyholders. He is licensed in Colorado (#769172) and a dozen other states, but Colorado remains his home base and the heart of his work.
A public adjuster is a state-licensed claims professional who represents you, the policyholder, rather than the insurance company. In Denver, we document the full scope of damage, interpret your policy, prepare and file the claim, and negotiate directly with your insurer so your settlement reflects what you are actually owed.
We work on a contingency fee, which means there is no upfront cost. Our fee is a percentage of the settlement we recover for you, so we only get paid when you do. You get a free claim review before deciding to move forward.
If your roof, siding, windows, or property sustained hail damage, a public adjuster usually pays for itself. Denver sees frequent, severe hailstorms, and insurers routinely underestimate the full cost of repair or replacement. A free claim review tells you quickly whether professional help is worthwhile.
Timelines vary with the severity of the loss and how responsive the insurer is, but most residential hail claims resolve within a few weeks to a few months. Colorado law sets deadlines for insurers to acknowledge, investigate, and pay claims, and we hold them to those timelines.
Yes. We regularly take over claims that were filed, underpaid, or denied. We re-inspect the property, re-document the damage, and reopen negotiations or pursue an appeal to recover the difference between what you were paid and what you are entitled to.
Absolutely. We handle commercial and large-loss claims across the Denver metro, including retail, office, multi-family, HOA, and warehouse properties. Commercial policies are complex, and expert representation often makes a significant difference in the final settlement.
Hail damage is easy to underestimate. Insurer adjusters may miss damage, apply aggressive depreciation, or scope repairs too narrowly. Because we work for you, we document every affected system and price repairs to local Denver labor and material costs so nothing is left on the table.
A contractor repairs the damage; a public adjuster manages and negotiates the insurance claim on your behalf. Contractors are not licensed to adjust or negotiate claims in Colorado. We work alongside your contractor to make sure the claim fully funds the repairs your property needs.
We serve the entire Denver metro, including Aurora, Lakewood, Thornton, Arvada, Westminster, Centennial, Englewood, Highlands Ranch, Parker, Castle Rock, Broomfield, Longmont, Littleton, Greenwood Village, and Cherry Hills Village across Jefferson, Arapahoe, Adams, Douglas, and Boulder counties.
1776 S. Jackson St, Suite 520
Denver, CO 80210
It only takes a few minutes. No upfront cost. We only get paid when you do.
Licensed in Colorado · Contingency fee, no upfront cost · AI-assisted policy analysis · Serving Denver and the Front Range
