The offer came in low?
Carrier estimates price the visible room and skip the party-wall spread and hidden moisture. We rebuild the number from the actual loss.
A Brooklyn public adjuster for brownstones, row houses & mixed-use buildings.
Damage in Brooklyn rarely stays inside one property line. We document the full loss — the party-wall spread, the flat roof, the storefront below the apartments — and negotiate directly with the carrier. No recovery, no fee.
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Licensed by the NY Dept. of Financial Services — #PA-1994667
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Fee capped by NY law at 12.5% — in writing before work starts
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Landlord, multi-family & mixed-use claims.
We only get paid when you do.
Get a Free Claim Review
Tell us about your property and damage. We'll review at no cost.
No upfront cost. We only get paid if you recover. Licensed New York public adjusters.
$50M+
Recovered for property owners
100+
Combined years of experience
3x
Higher settlements than initial offer
$0
Zero upfront cost
Reality of Brooklyn claims
In Brooklyn, damage travels through party walls and shared systems — the carrier's estimate rarely does.
A Brooklyn loss never stays inside one property line.
The supply line next door finds your party wall. The fire two doors down fills your brownstone with smoke. One hard storm turns a ponded flat roof into a three-floor interior loss.
The carrier's adjuster prices the room where the damage showed up — and moves on.
Storm openings get reclassified as wear and tear. On two-to-four-families, the tenant's policy, your landlord policy, and the carrier's finger-pointing leave the gap unpaid. In South Brooklyn's flood zones — Coney Island, Brighton Beach, Canarsie, Red Hook — covered wind-driven rain gets lumped in with excluded rising water.
We document what they skip. Every wall it traveled, every coverage that owes.
The supply line next door finds your party wall. The fire two doors down fills your brownstone with smoke. One hard storm turns a ponded flat roof into a three-floor interior loss.
The carrier's adjuster prices the room where the damage showed up — and moves on.
Storm openings get reclassified as wear and tear. On two-to-four-families, the tenant's policy, your landlord policy, and the carrier's finger-pointing leave the gap unpaid. In South Brooklyn's flood zones — Coney Island, Brighton Beach, Canarsie, Red Hook — covered wind-driven rain gets lumped in with excluded rising water.
We document what they skip. Every wall it traveled, every coverage that owes.
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Licensed public adjusters — Brooklyn attached-housing experts
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Full-loss documentation — party walls to neighboring units
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Landlord, tenant & mixed-use policy expertise
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Flat-roof storm proof that beats the wear-and-tear excuse
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Policyholders only — never the insurance company
Brooklyn insurance claim types
Every Brooklyn property damage claim, from the brownstone to the storefront.
From Park Slope brownstones to Canarsie two-families and the storefront-and-apartments buildings along Brooklyn's avenues — we handle the full range of Brooklyn property claims.
Burst pipes & water damage
Supply-line failures, radiator leaks, and overflows that travel through party walls. Carriers price the visible room — we document the full spread.
Fire & smoke claims
Kitchen fires, fires from the building next door, and smoke through shared walls. We scope the burn, the soot, and the water used to put it out.
Wind & flat-roof storm damage
Wind peels parapet flashing and opens seams on Brooklyn's flat roofs — then the rain gets in. We prove the storm, not wear and tear.
Sewer & drain backup
Backups through basement drains in Brooklyn's older combined-sewer blocks. We find the water-backup endorsement and document the loss.
Mixed-use & storefront claims
The shop below, the apartments above — one loss, multiple coverages, plus business interruption. We run the property and income claims together.
Denied & underpaid claims
Pre-existing damage, late reporting, maintenance reclassification — a denial letter is rarely the final word. We re-inspect and challenge it.
New York Insurance Law
The New York rules that protect Brooklyn policyholders.
New York law gives property owners more leverage than most carriers volunteer. Four rules decide most Brooklyn claim fights — licensing, fee caps, deadlines, and good faith.
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DFS licenses every public adjuster
Anyone negotiating your claim for a fee must hold a New York public adjuster license — §2108: exam, education, and a $1,000 bond. Verify ours at the DFS license lookup.
02
Your fee is capped — and cancellable
Your fee is capped at 12.5% of the recovery (Regulation 10), in writing, with three business days to cancel. No recovery, no fee.
03
Deadlines the carrier must meet (Regulation 64)
The carrier is on a clock: acknowledge in 15 business days, accept or reject 15 after your proof of loss, pay within 5.
04
No conflicts of interest — and good faith
§2108 bars any financial interest in your repairs — our advice stays independent. §2601 demands good faith: unreasonable delay or underpayment has consequences.
This is general information, not legal advice. Statutes and fee rules change. Confirm the specifics for your situation.
Underpaid, delayed, or denied in Brooklyn? A public insurance adjuster levels the field.
Carriers run three plays on Brooklyn claims: come in low, slow the file down, or deny and hope you go away. New York's claim-handling rules say otherwise.
The file is stuck in limbo?
Weeks of silence, then one more photo request. Regulation 64 puts the carrier on a clock — we hold them to it.
They denied it outright?
Wear and tear, late notice, pre-existing damage — a denial is a position, not a verdict. We re-document and challenge it.
We have expertise on all building types:
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Brownstones
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Row Houses
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2–4 Family Rentals
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Co-ops
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Condos
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Mixed-Use Storefronts
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Walk-Up Apartments
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Small Commercial Buildings
See what your Brooklyn claim is really worth.
Get a Free Claim ReviewFree review. Brooklyn experts. No upfront cost.
City lead
Meet the adjuster Brooklyn owners call after a loss.
Reviewed and Verified by
Collin Corcoran
Collin Corcoran is a licensed public adjuster with 20+ years of construction and property damage experience, licensed in New York (#1603393), New Jersey (#3003700204), and Connecticut (#19820270).
In Brooklyn, his work centers on the attached housing stock — brownstones, row houses, and two-to-four-families where one burst pipe can affect owner and tenants alike. His construction background traces damage through party walls, flat roofs, and aging plumbing — and prices the plaster and millwork carriers price cheap. He works with homeowners, small landlords, and mixed-use owners: transparent communication, technical precision, no fee unless you recover.
Senior Claims Professional at JustClaims
Licensed NY Public Adjuster #1603393
Also Licensed in New Jersey & Connecticut
20+ Years Property & Construction Experience
Brownstone & Multi-Family Claims
How it works
What working with a Brooklyn public adjuster looks like.
Three steps, no upfront cost, and a licensed New York public insurance adjuster handles the carrier for you.
Step 1
Tell us about the loss
Send the form or call — what happened, when you found it, what the carrier said. Photos and their estimate are enough to start. Free review, honest answer.
Book your free claim review →
Step 2
We scope and document everything
A DFS-licensed adjuster inspects everything — party walls, flat roof, the units above and below — and prices the real repair, not the carrier's version.
Book your free claim review →
Step 3
We negotiate until you're paid
We field every carrier request, hold them to Regulation 64 deadlines, and negotiate until the settlement matches the loss. No recovery, no fee.
Book your free claim review →
Brooklyn neighborhoods we serve
Brooklyn coverage, from Greenpoint to Coney Island.
Our team covers the whole borough — brownstone blocks, two-to-four-family streets, lofts and conversions, and the South Brooklyn flood zones. Same free claim review for every owner.
Williamsburg
Lofts & conversions
Bed-Stuy
Brownstone blocks
Park Slope
Brownstones & co-ops
Bushwick
Multi-family & lofts
Crown Heights
Row houses & walk-ups
Bay Ridge
Two-family homes
Bensonhurst
Multi-family homes
Borough Park
2–4 family buildings
Flatbush
Victorian & row houses
Greenpoint
Row houses & conversions
Red Hook
Flood-zone blocks
Coney Island
South Brooklyn flood zone
For Brooklyn Contractors
Brooklyn contractors: we get the claim right, you build it.
We quarterback the claim, keep you in the loop, and stay out of the repair work — New York bars any financial interest in the restoration, so the relationship stays clean. Your customer stays yours.
Restoration
Water mitigation, fire cleanup, and board-up firms working Brooklyn's brownstones and small apartment buildings.
Plumbers & General Contractors
Plumbers, renovation GCs, and multi-family rebuild teams — radiator work to full brownstone gut renovations.
Roofing & Facade
Flat-roof and facade crews — membrane and flashing repairs, parapet work, and the storm openings carriers call wear and tear.
Blog
Claim guides for Brooklyn brownstone & building owners.
What Brooklyn owners ask us after a loss.
Usually yes — a landlord (dwelling fire) policy covers fire damage to the building, including tenant-caused fires, plus lost rent while the unit is uninhabitable. The fights are scope: smoke spread into the second unit, code updates, and the rent-loss period. We document what the first estimate skipped.
Yes — it's one of the most common Brooklyn roof disputes. A storm that lifts flashing or opens a seam is a sudden, covered event even on an older membrane. We prove it with storm dates, membrane condition around the opening, and moisture mapping.
Almost always. Your own policy covers smoke damage to your brownstone even when the fire started next door — recovery against the neighbor is your carrier's problem, not yours. Smoke travels party-wall cavities and HVAC pathways; we document the full spread.
Often yes — through the water-backup endorsement on your commercial or landlord policy, which many Brooklyn owners carry without knowing it. Where the water entered decides everything; we document the entry point and tie the loss to the covered backup.
A denial is a position, not a final answer — New York requires the reasons in writing, and that letter is where the challenge starts. We re-document with weather data, moisture mapping, and a proper inspection tying the damage to a sudden event.
Yes — a core part of our Brooklyn work. One loss can touch the storefront, the apartments, and the shared systems under different coverage parts. We run the building, contents, and business-interruption pieces together so nothing falls between policies.
Find out what your Brooklyn property is really owed.
It takes a few minutes to find out. No upfront cost — we only get paid when you do.
Licensed by the New York Department of Financial Services · Contingency fee capped at 12.5% · No upfront cost